{"id":26308,"date":"2015-07-16T16:26:00","date_gmt":"2015-07-16T16:26:00","guid":{"rendered":"http:\/\/blogdoere.com.br\/?p=26308"},"modified":"2015-07-16T16:26:00","modified_gmt":"2015-07-16T16:26:00","slug":"planilha-de-gastos-e-fundamental-no-controle-do-orcamento","status":"publish","type":"post","link":"https:\/\/blogdoere.com.br\/?p=26308","title":{"rendered":"PLANILHA DE GASTOS \u00c9 FUNDAMENTAL NO CONTROLE DO OR\u00c7AMENTO."},"content":{"rendered":"
                     <\/div>\n
<\/div>\n
\"Hora<\/div>\n
<\/div>\n
                                                                                                                                                                     <\/div>\n
A crise que atingiu a economia do pa\u00eds parece estar longe de acabar, por isso, \u00e9 fundamental cada vez mais planejar as despesas dom\u00e9sticas.<\/o:p><\/span><\/div>\n
O economista do Hora 1 Samy Dana d\u00e1 as dicas e sugere uma planilha, onde tudo deve ser anotado para um controle mais eficiente. Veja v\u00eddeo <\/a>.<\/o:p><\/span><\/div>\n
Fazer a planilha de gastos d\u00e1 um pouco de trabalho, mas pode te ajudar a descobrir para onde est\u00e1 indo o dinheiro. \u00c9 importante e pode ser feito em apenas um m\u00eas, para come\u00e7ar um diagn\u00f3stico.<\/o:p><\/span><\/div>\n

<\/span><\/div>\n
Sobre as despesas, existe um modelo que \u00e9 o ideal a seguir, mas sabemos que isso depende do n\u00famero de pessoas que mora na casa, da renda da fam\u00edlia, se tem filhos, ou seja, os gastos mudam muito.<\/o:p><\/span><\/div>\n
Com as despesas da casa, como \u00e1gua, luz e aluguel, o ideal \u00e9 gastar, no m\u00e1ximo, 35% do or\u00e7amento. Com alimenta\u00e7\u00e3o, que inclui supermercado e refei\u00e7\u00f5es fora de casa, o percentual fica em 25%. Sa\u00fade de beleza, que compreende plano de sa\u00fade privado, rem\u00e9dios e sal\u00e3o de beleza, os gastos n\u00e3o devem ultrapassar 10% do or\u00e7amento. Com o transporte devem ser gastos, no m\u00e1ximo, 5%, com educa\u00e7\u00e3o 15% e para o lazer e despesas extras, outros 10% do or\u00e7amento est\u00e3o comprometidos.<\/o:p><\/span><\/div>\n
Se o percentual gasto passar desses valores \u00e9 interessante rever o or\u00e7amento e tentar reduzir as despesas at\u00e9 atingir o patamar.Baixe planilha aqui<\/a><\/o:p><\/span><\/div>\n

<\/p>\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

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